User Agreement

Welcome to the User Agreement section, a pivotal component of our platform's commitment to transparency, security, and responsible usage. Within this User Agreement, you'll uncover the guidelines governing zaimionline.com usage. It elucidates the terms of use, along with the rights and responsibilities of two parties: the site visitor and the administration of zaimionline.com.

We encourage you to thoroughly read and understand the terms presented here to ensure a mutually beneficial and secure experience. Your trust is of utmost importance to us, and we have designed this User Agreement to uphold your interests while fostering a seamless and trustworthy engagement with our platform.

Consenting and objecting to the User Agreement

Before using our platform, please take a moment to thoroughly read and confirm your agreement with the terms and conditions presented in this document. Should you find any terms unacceptable, we advise you to exit the zaimionline.com website immediately. Your continued usage of our platform signifies your clear endorsement of the stated terms.

Please note that the User Agreement may undergo periodic changes without advance notice. Any updated versions will be swiftly posted on our platform for your review. Should you find the updated terms disagreeable, please cease using our platform, as if you continue to use this platform, this means your acceptance of the changes to the user agreement. We highly appreciate your understanding and adherence.

An overview of our provided services

The zaimionline.com website presents a vast array of microfinance offers from numerous lenders in the Philippines and a tool to guide users in comparing various loan options. Our platform acts as a one-stop destination where users can gather essential information, evaluate loan proposals from leading Filipino lenders, as well as choose wisely based on their individual goals and financial circumstances. We boast an intuitive interface that streamlines the exploration and comparison phases, allowing users to seamlessly sift through multiple loan choices.

That said, while we furnish in-depth data about loan possibilities, we don't offer any specific loan products directly. We urge users to examine the provided information in depth and refer to the individual lenders' sites for detailed and tailored loan proposals. It's also vital to recognize that the sites featured on our platform operate under their distinct terms of use, which stand unaffected by our User Agreement.

Entitlements and responsibilities of site visitors

Site visitors are afforded the privilege to access and interact with the website's materials strictly for individual use. This encompasses:

• Exploring the microfinance entities active within the Filipino market.
• Acquainting themselves with loan propositions from these establishments.
• Assessing diverse proposals, comparing amounts, repayment terms and interest rates to make well-grounded decisions.
• Sourcing additional data from our portal, such as clarifications concerning loans.

Users are afforded to utilize all services extended by this website at no expense.

However, individuals are expressly forbidden from using the website's material for business activities or without clear consent from the site's management. The user is prohibited from using third-party programs that may interfere with the performance of the zaimionline.com website. Interactions on this platform should be in line with the legal standards of the Philippines. Breaching these regulations or engaging in unauthorized actions on our platform is regarded as a legal infraction.

All materials featured on the website are safeguarded by intellectual property laws. Harnessing any aspect of the site's resources, be it written content, visuals, multimedia, illustrations, or any other components, without prior approval from the rights owner, is expressly forbidden. We emphasize the importance of valuing creative ownership and advise obtaining the necessary clearances before leveraging any content from the site.

Site visitors are entirely accountable for their personal information and any third-party details shared while interacting with the site. The provided data should be truthful, exhaustive, and up-to-date. Should there be alterations to site users' personal details, they are tasked with swiftly notifying the website's administration.

The website's authorities hold the discretion to limit entry to the platform for those not adhering to the set guidelines.

For questions or further insights, users of the site can reach out to the administrative team through the feedback option located within the "Contacts" area.

Entitlements and responsibilities of the website's management

At zaimionline.com, our dedication lies in providing a flawless user experience on our platform and quickly resolving any technical challenges for our users' convenience.

Being the web platform's management, we hold the right to alter the website's layout and contents, which might involve excluding certain materials, without notifying users beforehand. Such changes can be made by us whenever necessary to boost the service standard for our audience, as well as elevate the entire site quality and user interaction on our platform.

At zaimionline.com, the safeguarding and confidentiality of user information is paramount. We rigorously abide by Philippine laws and our bespoke privacy guidelines to ensure the utmost protection of your personal details. Your data's integrity is our promise, and we vow never to release it to outside parties without your direct authorization.

Upon receiving your approval, we retain the privilege to inform you about applicable new offerings, services, promotions, price reductions, and other significant updates via your provided contact methods, be it email or mobile number.

Should there be a breach of the terms of use, privacy policy, or any other website regulations, our staff has the discretion to limit or cease a particular user's access to the platform. Such actions might be undertaken to bolster the security of our digital platform and to adhere to the legal standards of the Philippines. Be aware that prior notification to the user about these measures isn't an obligate action on our part.

Restrictions on the accountability of the management

This website offers content primarily for informational purposes, and we can't guarantee its absolute correctness or dependability. We're not accountable for the info presented, and we recommend users double-check specifics with the respective financial institutions they're considering.

Deals made between the loan provider and the user, and any outcomes due to contract discrepancies, aren't under our purview. We don't facilitate loans, nor can we vouch for their accuracy or quality compared to their descriptions. For issues or questions about specific loan services, please reach out to the concerned service provider.

The site administration is not responsible for the decisions made by the user after reading the information located on the website. Although we aim to give clarity on various loan options, we aren't financial counselors or go-betweens in any loan dealings. We don't accept liability for breaches of Filipino regulations or any third-party rights.

Our platform and its contents are used at the user's risk, and we aren't liable for any harm that may arise from it. Furthermore, we won't cover any losses due to technical issues or downtimes on our site.

We trust this explanation has provided deeper clarity on the terms of use of zaimionline.com. For further inquiries, feel free to reach out using the feedback form available on our website in the “Contacts” section.