User Agreement
Welcome to zaimionline.com. It's paramount to ensure that all our users, as well as the zaimionline.com management, operate under clear standards, rules, and expectations to foster a beneficial and enriching experience. This is the reason we developed these terms of use. This User Agreement outlines the terms and conditions of use for visitors and site administration. By accessing or using our website, you acknowledge that you have read, understood, and agreed to these terms.
Acceptance and modification of terms
Before diving into our platform's offerings, it's essential to familiarize yourself with and understand these terms. By choosing to access and use our services, you are implicitly agreeing to uphold these and other conditions (user agreement, privacy policy and information on the use of cookies). However, should any of our conditions appear disagreeable to your interests, we advise refraining from further use of zaimionline.com. Please be aware that this agreement is dynamic and may evolve based on our platform's needs and user feedback. Whenever modifications occur, they will be promptly updated here. If you continue to utilize our platform post these adjustments, it signifies your renewed agreement.
Detailed Overview of what we offer
Zaimionline.com serves as a comprehensive portal, that collected a broad spectrum of microfinance solutions from a multitude of Sri Lanka financial entities and presented these offers on a single web page. Coupled with a comparison tool, our platform simplifies the task of navigating through diverse lending opportunities. Here, users can easily collate critical factors, review offers from premier Sri Lanka financiers, and align choices with their financial aspirations and situations. With our user-centric design, delving into and contrasting loan avenues becomes a breeze.
It's imperative to clarify that our primary role is that of an informer; we don’t directly dispense any loan products. The data collected on our website is intended only to familiarize you with the financial services available. We strongly advise users to scrutinize the information we present and consult the lenders directly for specialized loan offers. Additionally, it's essential to understand that the third-party websites highlighted on our platform have their unique usage terms, which remain independent of our User Agreement.
User Rights & Obligations
- Access & Comparison: Users have the privilege to freely explore, analyze, and compare diverse loan options available on our platform without incurring any charges.
- Content Usage: We endeavour to provide rich content for users' personal insights and decisions. However, any utilization beyond personal use, especially for business or unauthorized purposes, is strictly prohibited.
- Intellectual Property: Respect and acknowledgement of the intellectual property rights on our platform is non-negotiable. Any unauthorized replication, distribution, or use of our content is a direct violation of these terms.
- Data Integrity: We place immense trust in our users when they share information on our platform. Site visitors hold full responsibility for their own data and any information from third parties that they share while engaging with the site. It is imperative that the data provided remains accurate, transparent, and current. Promptly updating us on any significant changes to your details is not just appreciated but expected.
- Compliance & Consequences: Adhering to the terms of use is obligatory and it ensures a harmonious interaction for all. Users are forbidden from employing external software that could disrupt the functionality of the zaimionline.com site. All activities on this site must comply with Sri Lanka legal norms. Users found in violation of these terms may face restricted access or other corrective measures.
- Feedback Channel: Open communication is key. For any inquiries, concerns, or feedback, users are encouraged to utilize the "Contacts" feature available on our platform.
Administration Rights & Obligations
- At zaimionline.com, we're committed to delivering an impeccable user experience and promptly addressing any technical hurdles to ensure our users have a smooth digital journey.
- As stewards of this online platform, we reserve the right to modify its design and content, which may include removing specific materials, without prior notice to users. We implement these changes when deemed essential to enhance the quality and engagement of our visitors, thereby elevating the overall experience on our platform.
- Protecting user data and ensuring its confidentiality is a top priority at zaimionline.com. We diligently follow the laws of Sri Lanka in tandem with our custom privacy measures to guarantee the security of your personal information. We pledge to safeguard your information and assure you that it will never be shared with external entities without your express consent.
- With your permission, we maintain the right to update you about relevant new services, offers, promotions, price cuts, and other notable announcements through your chosen communication channels, such as email or phone.
- If there's any violation of our terms, privacy policy, or other site guidelines, our team possesses the authority to restrict or terminate a user's access to our platform. Such steps may be essential for reinforcing our platform's security and adhering to Sri Lanka legal requirements. Please note that we do not have to provide advance notice before taking such actions.
Limitations on the liability of the administration
- Information Accuracy: Zaimionline.com endeavours to present accurate and up-to-date information. However, given the dynamic nature of financial markets, we advise users to always double-check details directly with the concerned financial institution before making decisions.
- Transaction Mediation: Our role is primarily informational. We do not participate or mediate in direct transactions between users and lenders. Consequently, we cannot be held accountable for any transactional discrepancies or outcomes.
- Advisory Role: We offer an informational platform, not a financial advisory service. It's crucial for users to understand this distinction. All decisions post utilizing our platform remain the user's responsibility.
- Technical Assurance: While we aim to provide uninterrupted service, technical glitches are unforeseen. We do not bear responsibility for losses incurred due to such disruptions.
This User Agreement is a testament to our dedication to maintaining a transparent, user-centric platform at zaimionline.com. Should there be lingering questions, concerns, or feedback, always feel free to engage with us via the feedback form in the “Contacts” section.
